Benefits at a Glance

Group Insurance
FNB provides an excellent group insurance program for eligible participants who are permanently scheduled at least 32 hours per week. Coverage is effective the month following the first 90-days of employment.

FNB offers elegible employees a comprehensive major medical plan. Included in the coverage are benefits for hospitalization, surgery, dental, vision and a variety of other medical services.

Life Insurance
Coverage is equal to two times the e

Accidental Death & Dismemberment
Coverage is based upon the employee's monthly salary.

Long-term Disability
Provides a continuing income to an employee following six months of disability. The plan will provide 60% of the employee's base salary continuing the length of the disability up to age 65.



Voluntary Insurance Benefits
In addition to the compny-provided insurance described above, you can elect to purchase the following insurance for yourself and your dependents at group rates through the American Family Life Assurance Company (AFLAC).

  • Dental
  • Vision
  • Short-term Disability
  • Hosptial Confinement Indemnity
  • Term Life
  • Whole Life
  • Cancer




401(k) Savings Plan
FNB offers elegible employees the opportunity to save for retirement through the 401(k) Savings Plan. Employees may enroll in the plan and begin contributing through payrolle deductions after six months of employment.

Company Match
FNB currently matches employee contributions, dollar for dollar, up to the first 5% of salary contributed per pay period. Employees are immediately vested 100% in company matching contributions.


Additional Benefits

Flexible Spending Plan (Tax Savings Plan)
This plan is available to pay medical, dental and vision co-pays, unreimbursed health care expenses and dependent care expenses on a pre-tax basis. Employees may redirect a portion of earnings before taxes into the Cafeteria Plan to pay for these expenses.

Bank Services
Qualified employees are entitled to receive a number of FNB products and services free, or at a substantial savings.

  • Two personal checking accounts with free checks and no service charges
  • A personal savings account
  • Free money orders and cashier's checks
  • 50% discount on safe deposit boxes
  • No fee for gift card purchases

Educational assistance is available to employees desiring to complete college classes related to their position. Classes must be pre-approved by the employee's supervisor and the Bank's CEO.