Line Of Credit  

We provide short-term financing for inventory purchases, expansion costs, accounts receivable, financing, and seasonal operating expenses that impact your company's cash position. A First National Bank & Trust Co. Commercial Lending Banker can work with you to structure a loan that best meets your company's short-term needs.

Term Loans

Do you need to purchase equipment, finance a commercial vehicle, make business operations improvements, or acquire financing for an acquisition, but want to conserve your company's liquid assets? Contact a First National Bank & Trust Co. Commercial Lending Banker for details on fixed asset term loans and financing options.

Agriculture Loans

Whether purchasing animals, seeds, or equipment, First National Bank & Trust Co. is committed to helping farmers and ranchers succeed in their operations. We have a long-standing presence in this industry and know the needs of those who work the land. For more information, contact our Commercial Lending Bankers.

Commercial Real Estate

Are you looking to purchase an income-producing property, expand your current facilities, or refinance an existing property? We can help! For financing options, visit one of our Commercial Lending Bankers today.

Construction Loans

First National Bank & Trust Co. supports business investments by providing construction loans with various rates and terms. Financing for construction projects is available for several commercial projects including, office, retail, industrial/warehouse, and multi-family projects.

Standby Letters Of Credit

Standby Letters of Credit guarantee the repayment of loans, fulfillment of contracts, and secure payment for goods delivered by a third party. Contact a First National Bank & Trust Co. Banker for details.

SBA Lending

Whether you are expanding your business, building a new office, or need a loan for a work vehicle, we are here to help!