Personal Checking

 

First National Bank & Trust Co. offers a diverse collection of personal checking accounts designed to fit your needs. Whether you enjoy having extra benefits and protection or desire an account geared toward on-the-go banking, we have a variety of options providing easy and convenient access to your money.

Shared Features

All checking accounts feature a Debit Card, online and mobile banking with mobile picture deposit through our FNBOkla mobile app, and have a $100 minimum to open.


Compare Our Checking Options

AccountsFirst ChoiceeFirstSunshine 55Super NowMoney Market

Service Fee

First Choice:

• If the balance on the account falls below $2,500.00 at any time during the statement cycle, a service charge of $6.00 will be assessed.

First Choice Plus:

• If the balance on the account falls below $1,000.00 at any time during the statement cycle, a $3.00 service charge will be assessed.

OBU Choice:

• If the balance on the account falls below $100.00 at any time during the statement cycle, a service charge of $3.00 will be assessed.

There is a monthly service charge of $10.00. However, the customer receives a $2.00 reduction for participating in eStatements, direct deposits, debit card transactions, online banking, and online bill pay as specified in the account overview with the possibility of making this account a zero-service-charge account.

N/A

If the balance on the account falls below $1,000.00 at any time during the statement cycle, a $10.00 service charge will be assessed.

If the balance on the account falls below $1,000.00 at any time during the statement cycle, a $10.00 service charge will be assessed.

Details

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