Credit Cards and Payroll Cards

First National Bank & Trust Co. Business Credit Card


First National Bank and Trust Co. offers Visa and MasterCard issued by The Bankers Bank Card Center with fixed rate options and consistently low rates. Terms for these cards include an introductory rate for balance transfers from another credit card, which holds until the balance is paid. Cards feature an interest free grace period and convenience checks.

Cards can also be issued at set spending limits to designated employees (subject to credit approval by the card provider). Monthly reports itemize expenses, improving information and control.

First National Bank & Trust Co. Business Payroll Card


Our payroll card provides cost savings and environmental benefits to businesses including

  • Offering more employees direct deposit
  • Reducing fraud risk and liability
  • Decreasing the need to print paper checks

In addition, businesses utilizing the service find they experience productivity benefit such as

  • Streamlining distribution versus paper checks
  • Integration with the payroll process
  • Instant card issuance

Using payroll cards reduces the typical employer’s payroll costs by as much as $223 per employee per year.

Contact FNB's Payroll Card Specialists


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Banking Officer/Shawnee Retail Branch Manager


Emma From

Shawnee - Home Office

New Accounts Representative
Emma From; 405-275-8830


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New Accounts Representative


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Lawton – Quanah Parker & Sheridan

New Accounts Representative
Kendra Alverson; 580-536-8800

NMLS 1633199


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New Accounts Representative


Cindy Colwell


Branch Leader
Cynthia Colwell; 580-535-4848

NMLS 1633128


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