Security Statement


Your bank transactions are safe at First National Bank & Trust Co. We employ the highest standards and cutting-edge technology to ensure the safest and most secure banking environment is established and maintained. You can be completely confident we are following security measures that protect not only your accounts but also your online banking and privacy.

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Interactive Video Player
Interactive Video Player
Interactive Video Player

Secure Communications

Our system ensures that data exchanged between your PC and our computers are encrypted with 128-bit encryption - the strongest encryption available. Encryption is accomplished through Secure Sockets Layers (SSL), which utilizes mathematical formulas to encrypt or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering. The most popular browsers have the SSL security feature included.

Secure Environment

Our computer system does not connect directly to the Internet. It is isolated from the network via a firewall. A firewall is a combination of software and hardware products that designate parameters, and control and limit the access that outside computers have to the bank's internal networks and databases. You can feel secure knowing that our firewall protects your personal information from unauthorized access.

Secure Login

User IDs and passwords are isolated from the Internet by being stored on an FNB computer. This way the passwords and IDs can never be accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary from six to twelve alphanumeric characters, which means the chance of randomly guessing a password is less than one in one billion! The system also checks for invalid logins and automatically disallows a user after three invalid attempts. This prohibits a hacker from gaining access to our system, thus protecting your accounts.

Your Password

You will be responsible for maintaining one of the most important security measures: your password. When you receive your FNB online temporary password, be sure to change it to a password that is unique to you and highly secure. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.

Fraud Prevention

Fraud is committed when criminals use your personal information to access your bank accounts, obtain loans, make purchases, get a job, get medical services, or otherwise use your identity for their own purposes.  Anyone who uses the internet is a potential target for fraudsters. At First National Bank & Trust Co., our top priority is protecting your personal information. Click the links below for more information.


Computer Security


FDIC Consumer Protection Tips


Annual Credit Report

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